What is it you wanted to get from being debt free? Peace?
Being debt free is truly possible. The hard part is changing our habits. There are many agencies, courses and books available both online and locally to help you to reach your goal of being debt free. Yes, it takes some work. Yes, your spending habits have to change. No, you cant keep using your credit cards and getting new ones when you max out what you have.
What you can do is learn to live within your means. That doesnt have to mean deprivation. In fact, if you reduce the stress of being in debt, you can live better with or without debts. I have read over 45 books on debts, money, prosperity, and spirituality in relation to our work and our money. They helped some. Education is a Good Thing . But after 20 years of reading these books and going to classes, I was actually deeper in debt than when I started.
I am not yet debt free. But I am stress free, and when stress does come up, I know how to Replace, Realize, Repair and Release to find the truth of the situation in a peaceful way. That matters. I learned this information from Steven Sashen who teaches Quantum Wealth: The Upside Down Money Class.
Answer this question: which way would you be more likely to be able to solve your debt problems, peaceful or stressful? Peaceful, of course! Thats the question that Steven Sashen, QuantumWealth.com asks at every upside down money course he teaches. Upside down? What does that mean? Well, everything about his course is upside down. You take the course before you decide what youre going to pay for it. Thats right. At the end of the class he will ask you to pay what you feel it was worth to you.
The really good part of the upside down money class is that you get to be stress free long before you become debt free. Thats where I am right now. I used to wake up at 3 am in a panic attack, unable to sleep because some bill was due or my phone was about to be turned off. No more. Years ago, Steven was in that same situation. He was so stressed his hair was falling out in chunks. No more. Through a few simple processes of investigating our thoughts about money and debt, we can release the stress immediately. That frees us to be more resourceful in dealing with our debts. We get what we wanted all along, which is to feel better!
Without the stress, I am a better employee and more creative and resourceful about handling my money and my debts. And yes, there is solid brass tacks information in the Quantum Wealth class on how to pay off your credit cards & loans and become debt free. Its just that first we have to let go of the stress.
